🎓 Punjab Educational Endowment Fund (PEEF) – Pakistan Guide 2026
📅 Last Updated: February 2026
(Punjab Educational Endowment Fund policies and application timelines may change yearly. Always confirm with PEEF or your institution’s Financial Aid Office before applying.)
The Punjab Educational Endowment Fund (PEEF) is one of the highest-demand and most trusted scholarship programs in Pakistan, specifically designed to support financially deserving and academically strong students from Punjab and Azad Jammu & Kashmir (AJK). The scale of the program, diversity of disciplines supported, and amount of financial support make this a priority for students seeking help with:
Tuition fees
Stipend support
Contingency & research funds
This guide explains the PEEF scheme clearly for Pakistani students, including eligibility, application process, required documents, what it covers, province/regional considerations, common problems & solutions, and practical tips to succeed.
📌 1️⃣ What Is PEEF?
The Punjab Educational Endowment Fund (PEEF) is a government-affiliated scholarship fund established to support academically talented students who are from financially weak backgrounds and enrolled in recognized colleges and universities. PEEF runs multiple scholarship streams for:
Undergraduate (BS, BA, BSc, BBA, etc.)
Graduate (MS/MPhil)
PhD programs
Special talent, sports, and enterprise opportunities (contextual)
PEEF is managed by a Board and Ministry of Higher Education (Punjab) with strict merit and needs-based criteria. It is widely known among students because of generous financial support and fair selection processes.
📍 2️⃣ Who Can Apply?
PEEF is open to:
📌 Basic Eligibility
✔ Students who are Punjab or AJK residents (per domicile)
✔ Enrolled in a public or private affiliated institute (university/college)
✔ Demonstrate financial need
✔ Meet minimum academic requirements
✔ Submit all required documents correctly
🧠 Academic Minimums
Common academic requirements include:
For undergraduates: At least 60% marks in last completed exam (e.g., intermediate/HSSC/FA/FSc/ICS/DAE)
For postgraduates (MS/MPhil/PhD): Equivalent first division/CGPA ≥ 3.0 or higher
Exact cutoffs change per PEEF call.
⚠️ Domicile Requirements
✔ Punjab residents with valid Punjab domicile
✔ AJK residents (for PEEF AJK quota)
❌ Residents of other provinces may not qualify under normal streams
📊 3️⃣ PEEF Scholarship Streams (Most Popular)
PEEF runs a variety of scholarship categories, including:
🎓 PEEF Undergraduate Scholarship
Supports first-time undergraduates based on need and merit.
🎓 PEEF MS / MPhil Scholarship
For students already admitted in postgraduate programs.
🎓 PEEF PhD Scholarship
Financial support for research scholars.
🎓 Special Talent / Enterprise Awards
PEEF sometimes offers special scholarships for:
Sports excellence
Artistic achievement
Entrepreneurship projects (with evidence)
📅 Note
Each category has separate calls, forms, and deadlines.
💰 4️⃣ What PEEF Scholarships Typically Cover
Although exact benefits vary by year and category, most scholarships include:
✔ Tuition Fee Support
✔ Monthly Stipend (for living expenses)
✔ Contingency Allowance (books, travel, research)
✔ Continuation Bonus (for exceptional performance)
💡 Generally:
Undergraduate stipends help with basic college/university costs
Postgraduate stipends support research and thesis work
PhD scholarships include research conference funding (where approved)
📝 5️⃣ Required Documents (Standard)
Most PEEF applications require:
✔ Valid CNIC (applicant)
✔ Parent/Guardian CNIC
✔ Punjab or AJK domicile
✔ Last academic result card/transcript
✔ Fee challan or proof of admission
✔ Income proof (salary slip, income certificate, or adjudication)
✔ Utility bills (electricity/gas for address verification)
✔ Recent passport-size photos
✔ Bank account details / IBAN (for stipend pay-outs)
Pro Tip:
Always get all documents attested/notarized if required by the specific call.
🧠 6️⃣ Step-by-Step: How to Apply
Step 1 — Monitor Official PEEF Calls
PEEF calls open periodically (often yearly or bi-annual).
Check:
PEEF official website
University scholarship boards
Notice boards
Step 2 — Read the Eligibility Requirements
Each call has specific conditions (marks, incomes, domicile, program).
Step 3 — Prepare Your Documents
Gather:
✔ CNIC & domicile
✔ Academic transcripts
✔ Fees proof
✔ Income certificates
Tip: Keep both originals and clear photocopies.
Step 4 — Fill the Online Application
Most PEEF calls are submitted online on the official scholarship portal.
Carefully:
Enter personal details
Upload scans
Double-check CNIC & academic details
Step 5 — Submit Before Deadline
Late submissions are usually not accepted.
Step 6 — Shortlisting & Merit List
PEEF shortlists based on:
✔ Merit score
✔ Financial need assessment
✔ Document verification
Shortlisted students are displayed on the PEEF portal or university notice board.
Step 7 — Verification
Selected students usually go through:
✔ Document authentication
✔ Interview / verification call
✔ Bank account/IBAN confirmation
Step 8 — Award & Disbursement
Once confirmed:
✔ Tuition is paid to the institute
✔ Monthly stipends are released to the student’s bank/IBAN
🗺️ 7️⃣ Province/Regional Notes (Punjab & AJK)
🟢 Punjab Students
Eligible if domicile is Punjab
Most public and private affiliations (HEC/PEC/PEC-recognized) are accepted
Jobs and training opportunities often linked to PEEF outcomes as well
🏔️ AJK Students
PEEF operates with dedicated AJK quota
Follow separate rules for residence verification
🔎 8️⃣ How PEEF Evaluates Financial Need
PEEF assesses need based on:
✔ Family income level
✔ Household expenses (rent, medical, dependants)
✔ Combined family financial status
Common proofs include:
Salary slips / employer letter
Income certificates issued by local revenue authorities
Utility bills
Tip:
Organize all income proofs early — incomplete financial proofs often cause applications to be rejected.
🚫 9️⃣ Common Problems & How to Fix Them
❌ Application Rejected Due to Incorrect Documents
📌 Fix: Always upload clear scans of CNIC, domicile, and result cards.
Check file format (PDF/JPEG) and size restrictions.
❌ Income Proof Not Accepted
📌 Fix: Get a proper income certificate from a Tehsil Office / Patwari / revenue office.
❌ Didn’t Make Merit List
📌 Fix: Recheck marks eligibility, re-apply to next call, and strengthen academic credentials before reapplication.
❌ Stipend Not Received
📌 Fix: Verify your IBAN and bank account details; often errors occur during data entry.
🚫 10️⃣ Eligibility-Related FAQs
Q1: Can private university students apply?
✅ Yes, if the institution is registered and recognized under PEEF’s scholarship list.
Q2: Do I have to re-apply every year?
➡ Yes — most PEEF scholarships require annual re-application unless stated otherwise.
Q3: Is there a quota for females?
➡ Some calls include special quotas (female, differently abled, rural) — check your PEEF call details.
Q4: Can I apply if I have a sponsor?
➡ Sponsors do not disqualify you, but other terms must be met.
Q5: Is PEEF only for low income?
➡ Yes — PEEF prioritizes financial need, though merit is also a key factor.
💡 11️⃣ Tips to Improve Your Chance
✔ Apply early before deadlines
✔ Gather complete and attested income documents
✔ Aim for strong CGPA (first division)
✔ Keep multiple contact channels updated (email/SMS)
✔ Reapply if rejected (many students miss next cycle)
🏁 12️⃣ Conclusion
The Punjab Educational Endowment Fund (PEEF) is a highly credible and in-demand scholarship program in Pakistan that supports deserving students with tuition, stipends, and contingency funds. If you come from Punjab or AJK and meet academic and financial criteria, PEEF can significantly reduce your financial burden and help you focus on your education.
Key Takeaways
✔ PEEF serves both undergraduate and higher degree students
✔ Strong academic performance improves selection odds
✔ Complete financial documentation is crucial
✔ Early and accurate application boosts chances
