🎓 Ehsaas Hunar Program 2026 – Free Skill Training + Loan Support for Youth 🇵🇰

📅 Last Updated: February 2026

🌟 Bara khabar suno! Agar aap young hain, parha likha hain, lekin job nahi mil rahi? Ya koi hunar seekhna chahte ho magar paise nahi hain? Ehsaas Hunar Program aapke liye golden opportunity hai!

Kya hai ye program? Yeh Pakistan ka superhit skill development program hai jo free technical training + loan support provide karta hai nawaqifon ko . Is ke under aap:

• ✅ Free skill seekho (3-6 months training)

• ✅ Monthly stipend bhi pao (Rs. 10,000 tak!)

• ✅ Training complete hone ke baad interest-free loan pao (Rs. 500,000 tak!)

• ✅ Apna business start karo ya job pao

Roman Urdu: “Dekho bhai, yeh program specially youth ke liye hai jo apne paon mein khara hona chahte hain. Bus hunar seekho, loan lo, aur apna kaam shuru karo!” 💪

Is comprehensive guide mein hum aapko batayenge:

• 📌 Program kya hai aur kaise kaam karta hai

• 📌 Eligibility criteria – kon apply kar sakta hai

• 📌 Courses ki list (200+ options!)

• 📌 Step-by-step application process

• 📌 Loan details – kitna milega, kaise wapas karna

• 📌 Success stories – real logon ki kahaniyan

• 📌 FAQs – aapke zehan mein aane wale sawaal

📚 What’s Inside 🔽

👉 1️⃣ What is Ehsaas Hunar Program? 🤔
👉 2️⃣ Program Ki 3 Stages – Samjho Asaan Zaban Mein 📊
👉 3️⃣ Eligibility Criteria – Kon Apply Kar Sakta Hai ✅
👉 4️⃣ Courses Offered (200+ Options) 📋
👉 5️⃣ Step-by-Step Application Process 📝
👉 6️⃣ Free Training Details – Kahan, Kab, Kaise? 🏫
👉 7️⃣ Loan Support – Rs. 500,000 Interest-Free 💰
👉 8️⃣ Success Stories – Real Life Examples 🌟
👉 9️⃣ Important Documents Checklist 📂
👉 🔟 FAQs – Frequently Asked Questions ❓

🤔 1️⃣ What is Ehsaas Hunar Program?

Ehsaas Hunar Program Pakistan government ka flagship skill development initiative hai jo Prime Minister’s Kamyab Jawan Program ka hissa hai . Is ka maqsad hai:

“Pakistan ke nojawanon ko hunar mand bana kar un ke liye rozgar ke mauke paida karna.” 🎯

🎯 Program Ke Ahadath (Objectives):

🏛️ Kon Chala Raha Hai Yeh Program?

Yeh program NAVTTC (National Vocational & Technical Training Commission) ke through chal raha hai, jisme TEVTA aur private institutes bhi partnership kar rahe hain .

🌟 Key Features:

Roman Urdu: “Yeh program bilkul free hai! Government aapki training ka poora kharcha utha rahi hai. Seekho, certificate pao, aur loan le kar apna kaam shuru karo.” 🆓✅

📊 2️⃣ Program Ki 3 Stages – Samjho Asaan Zaban Mein

Ehsaas Hunar Program 3 stages mein divide hai. Samjho asaan zaban mein:

🟢 Stage 1: Free Training

Pehle aapko free skill training di jati hai:

• ⏱️ Duration: 3-6 months (course ke according)

• 💵 Stipend: Har mahine Rs. 5,000 – 10,000 stipend milta hai 

• 🏫 Location: Aapke sheher mein TEVTA center ya private institute

• 📜 Certificate: Course complete karne par NAVTTC recognized certificate

Roman Urdu: “Pehle aap free mein course karo, sath mein stipend bhi pao. Course khatam hote hi certificate mil jata hai.” 📜✅

🔵 Stage 2: Job Placement / Internship

Training complete hone ke baad:

• 💼 Job placement assistance milti hai

• 🏢 Industry partners ke through internships

• 🤝 On-Job Training programs mein placement 

Roman Urdu: “Certificate milne ke baad aapko job dhundhne mein help milti hai. Industry partners ready hain skilled youth ko absorb karne ke liye.” 💼

🟠 Stage 3: Interest-Free Loan

Agar apna business shuru karna hai to:

• 💰 Up to Rs. 500,000 interest-free loan 

• ⏰ Repayment: 36 monthly installments 

• 🏦 Through: Bank of Khyber  (KPK) aur Akhuwat Microfinance 

• 👥 Beneficiaries: 35,000+ skilled youth 

Roman Urdu: “Apna business shuru karna chahte ho to loan milta hai. 5 lakh tak, aur interest bilkul zero! 3 saal mein qiston mein wapas kar dena.” 💰🚀

✅ 3️⃣ Eligibility Criteria – Kon Apply Kar Sakta Hai

👤 Basic Requirements:

🎯 Priority Quota:

In logon ko priority di jati hai:

• ✅ Women – special quota hai auraton ke liye 

• ✅ Disabled persons – seats reserved 

• ✅ Minorities – special quota 

• ✅ Rural areas ke rehne wale 

• ✅ Underemployed / unemployed youth 

🚫 Who Cannot Apply?

• ⚠️ Jo pehle se kisi government job mein hain

• ⚠️ Jo already kisi doosre skill program se benefit le chuke hain

• ⚠️ Jo foreign country settle ho chuke hain

Roman Urdu: “Agar aap 18-40 saal ke hain aur Pakistani citizen hain to apply kar sakte hain. Auraton ke liye special quota hai, zaroor apply karein!” 👩‍💼✅

📋 4️⃣ Courses Offered (200+ Options)

Ehsaas Hunar Program mein 200+ courses available hain . Kuch popular options:

💻 IT & Digital Skills

🔧 Technical Trades

✂️ Vocational Skills

🌾 Agriculture & Livestock

🏭 On-Job Training Programs

KPK government ka On-Job Training Program hai jisme:

• 👷 3,000+ youth ko industry mein placement

• 💵 Rs. 15,000/month stipend (3 months training) 

Roman Urdu: “Apni marzi ka course choose karo. IT mein interest hai to web development lo, technical field mein jana hai to electrician ban jao, ghar se kaam karna hai to embroidery seekho.” 🎯

📝 5️⃣ Step-by-Step Application Process

📱 Method 1: Online Application (Recommended)

Step 1: Visit Official Website

• Go to hunarmand.gov.pk 

• Ya navttc.gov.pk 

• Ya kamyabjawan.gov.pk 

Step 2: Register Account

• Click on “Apply Now” button 

• Enter your CNIC number (13 digits, no dashes)

• Enter mobile number (apne naam par registered ho)

• Enter email address (agar hai to)

• Create password

• Verify with OTP

Step 3: Fill Application Form

Personal Details:

• ✅ Full name (as per CNIC)

• ✅ Father’s name

• ✅ Date of birth

• ✅ Gender

• ✅ Marital status

Contact Details:

• ✅ Current address

• ✅ Permanent address

• ✅ Mobile number

• ✅ Emergency contact

Educational Details:

• ✅ Highest qualification

• ✅ Matric marksheet details

• ✅ Any previous skills/certificates

Course Selection:

• ✅ Choose your preferred course (3 options de sakte hain)

• ✅ Choose preferred city for training

• ✅ Choose preferred institute (if any)

Step 4: Upload Documents

Upload scanned copies:

• 📄 CNIC (front & back)

• 📄 Educational certificates

• 📄 Passport size photo (white background)

• 📄 Domicile certificate (if required)

Step 5: Submit & Get Tracking Number

• Review all information carefully

• Click Submit

• Note down your tracking number

• Save screenshot of confirmation

Step 6: Wait for Shortlisting

• Shortlisted candidates ko SMS & email aye ga 

• Interview/screening ho sakti hai 

• Confirmation message mein course details aur start date batayi jayegi

🏢 Method 2: Offline Application (TEVTA Office)

Agar online apply nahi kar sakte to:

1. Apne sheher ke nearest TEVTA office jayein

2. Reception se application form lein

3. Form fill karein (help chahiye to staff guide kare ga)

4. Documents attach karein

5. Submit karein

6. Receipt lein (tracking ke liye)

🏛️ For KPK Residents:

KPK government ka special Ehsaas Hunar Program hai :

• Apply through TEVTA KPK offices

• Loan ke liye Bank of Khyber branches se bhi apply kar sakte hain 

• Helpline: Check TEVTA KPK website

🏛️ For Other Provinces:

• Punjab: TEVTA Punjab offices ya hunarmand.gov.pk

• Sindh: STEVTA offices

• Balochistan: B-TEVTA offices

• Islamabad: NAVTTC headquarters

⏱️ Processing Time:

Roman Urdu: “Apply karna bohat easy hai. Ghar bethay website par jao, form fill karo, documents upload karo. Tracking number save rakhna. SMS ka intezaar karo.” 📱✅

🏫 6️⃣ Free Training Details – Kahan, Kab, Kaise?

🏢 Training Centers:

Training provide ki jati hai:

• ✅ TEVTA institutes (all provinces)

• ✅ NAVTTC affiliated private institutes

• ✅ Government technical colleges

• ✅ Vocational training centers

📍 Major Cities Covered:

📅 Training Schedule:

• Batches: Har mahine naye batches start hote hain

• Timing: Morning/Evening shifts available

• Duration: 3-6 months (course ke according)

• Days: Monday to Friday (5 days a week)

💵 Stipend Details:

🎓 Certification:

Course complete karne par:

• ✅ NAVTTC recognized certificate 

• ✅ Internationally recognized (some courses)

• ✅ Valid for government jobs

• ✅ Valid for loan application

Roman Urdu: “Apne sheher mein hi training mil jati hai. Har mahine stipend bhi milta hai. Course complete karte hi certificate jo poore Pakistan mein valid hai.” 🏫✅

💰 7️⃣ Loan Support – Rs. 500,000 Interest-Free

Training complete karne ke baad, agar apna business shuru karna hai to interest-free loan milta hai!

🏦 Loan Details:

👥 Who Can Get Loan?

• ✅ Skill certificate/diploma holder 

• ✅ Ehsaas Hunar Program graduate

• ✅ Age 18-40 years 

• ✅ KPK domicile (for KPK program) 

• ✅ Valid CNIC

• ✅ Business plan ready

📋 Loan Application Process:

Step 1: Complete Training

Pehle apna course complete karo aur certificate hasil karo.

Step 2: Prepare Business Plan

Apna business idea likh kar tayyar karo:

• Kya business karna hai?

• Kitna investment chahiye?

• Kahan se shuru karoge?

• Monthly income kitni ho gi?

Step 3: Visit Bank/Office

• KPK: Bank of Khyber branch 

• Other provinces: Akhuwat Microfinance office 

• Apna certificate le kar jao

• CNIC le kar jao

• Business plan le kar jao

Step 4: Apply for Loan

• Loan application form fill karo

• Documents attach karo

• Submit karo

Step 5: Verification

• Bank/office team aapke business plan ko verify kare gi

• Background check ho ga

• Eligibility confirm ho gi

Step 6: Approval & Disbursement

• Loan approved

• Amount aapke bank account mein transfer

• Business shuru karo!

💡 Business Ideas for Loan:

Roman Urdu: “Course complete karo, certificate lo, phir bank se loan le kar apna business shuru karo. 5 lakh tak interest-free! 3 saal mein qiston mein wapas karo.” 💰🚀

🌟 8️⃣ Success Stories – Real Life Examples

Yeh program kitna successful hai, ye in real logon ki kahaniyon se samjho:

👩 Ayesha – From Homemaker to Fashion Entrepreneur

Background: Ayesha, 28 saal, Multan ki rehne wali. Shadi ke baad ghar par hi rehti thin. Paise kamane ka mann tha lekin skill nahi thi.

What She Did:

• 📝 Ehsaas Hunar Program mein fashion design course join kiya

• 🎓 6 months training complete ki

• 💵 Stipend bhi mila

• 🏆 Certificate mila

• 💰 Loan liya (Rs. 300,000)

Today:

• 👗 Apna boutique khula hai

• 👩‍🏭 3 aur auraton ko job di

• 💵 Monthly income: Rs. 60,000+

• 🌟 Apne ilaqe ki successful businesswoman 

Roman Urdu: “Ayesha ne socha nahi tha ke woh apna business khol sakti hai. Program ne use skill di, stipend diya, loan diya. Aaj woh khush hai aur doosron ko bhi khush kar rahi hai.” 👗✨

👨 Bilal – Skilled Electrician Abroad

Background: Bilal, 32 saal, Lahore ka rehne wala. Matric pass kiya tha lekin job nahi mil rahi thi.

What He Did:

• 🔧 Electrician course kiya (6 months)

• 🎓 NAVTTC certificate mila

• 💵 Stipend mila

• 🌍 Overseas employment cell ne help ki

Today:

• 🏜️ Saudi Arabia mein electrician

• 💵 Monthly income: SAR 3,000 (Rs. 225,000+)

• 🏠 Pakistan mein ghar banaya

• 👨‍👩‍👧 Family khush 

Roman Urdu: “Bilal aaj Saudi mein hai aur family ko support kar raha hai. Ek skill ne uski zindagi badal di.” 🌍⚡

👩 Sana – Digital Freelancer

Background: Sana, 24 saal, Karachi se. University graduate lekin job market tough tha.

What She Did:

• 💻 Digital marketing course kiya (online mode)

• 🎓 Certificate mila

• 💵 Stipend mila

• 🆓 Freelancing platforms par training mili

Today:

• 💼 Upwork aur Fiverr par freelancer

• 💵 Monthly income: $500-$800 (Rs. 140,000+)

• 🏡 Ghar se kaam

• 🕒 Flexible hours 

Roman Urdu: “Sana ghar bethay dollar kama rahi hai. Digital skills ne use duniya se connect kar diya.” 💻🌐

👨 Rashid – Poultry Farmer

Background: Rashid, 35 saal, Sialkot se. Zameen thi lekin traditional farming se zyada income nahi thi.

What He Did:

• 🐔 Poultry management course kiya

• 🎓 Certificate mila

• 💰 Rs. 400,000 loan liya

Today:

• 🏭 Apna poultry farm hai

• 🥚 Eggs supply karta hai

• 💵 Monthly income: Rs. 80,000+

• 👥 2 logon ko job di 

📂 9️⃣ Important Documents Checklist

📋 For Training Application:

📋 For Loan Application:

💡 Pro Tips:

✅ Sab documents ki extra photocopies bana kar rakh lo
✅ CNIC valid hona chahiye (expired nahi)
✅ Mobile number apne CNIC par registered ho 
✅ Email address active ho (SMS ke saath email bhi aata hai)
✅ Documents clear scan karo (online application ke liye)

Roman Urdu: “Documents pehle se tayyar rakh lo. CNIC valid ho, mobile apne naam par ho. Phir application mein koi problem nahi aye gi.” 📂✅

❓ 🔟 FREQUENTLY ASKED QUESTIONS (Real Pakistani Scenarios) 🙋

Q1: “Ehsaas Hunar Program kya hai?” 🤔

A: Ehsaas Hunar Program Pakistan government ka skill development program hai jo free vocational training provide karta hai nojawanon ko. Is ke under aap:

• 🆓 Free course seekhte hain

• 💵 Monthly stipend paate hain

• 🎓 NAVTTC recognized certificate milta hai

• 💰 Training ke baad interest-free loan milta hai business shuru karne ke liye 

Roman Urdu: “Yeh program aapko free mein skill seekhata hai, sath mein paise bhi deta hai, aur certificate bhi deta hai. Phir business ke liye loan bhi deta hai!”

Q2: “Kon apply kar sakta hai? Eligibility kya hai?” ✅

A: Eligibility criteria:

• 🇵🇰 Pakistani citizen hona laazmi 

• 👤 Age: 18 se 40 saal 

• 📚 Education: Minimum middle school (kuch courses ke liye matric ya above) 

• 👩 Special quota: Women, disabled persons, minorities 

Roman Urdu: “Agar aap 18-40 saal ke hain aur Pakistani hain to apply kar sakte hain. Auraton ke liye special seats hain.”

Q3: “Apply kaise karein? Online method batao.” 📱

A: Online apply karne ke liye:

1. Website par jao: hunarmand.gov.pk 

2. “Apply Now” button par click karo

3. CNIC number aur mobile number se register karo

4. Form fill karo (personal details, education, course choice)

5. Documents upload karo (CNIC, certificates, photo)

6. Submit karo aur tracking number save karo

7. SMS ka intezaar karo 

Q4: “Kitne paise loan milte hain? Interest kitna hai?” 💰

A: Loan details:

• 💵 Maximum loan: Rs. 500,000 

• 💸 Interest: 0% (Bilkul free!) 

• ⏱️ Repayment: 36 months (3 saal) 

• 📊 Installment: Approx. Rs. 13,889/month (for Rs. 500,000)

• 🏦 Through: Bank of Khyber , Akhuwat Microfinance 

Roman Urdu: “5 lakh tak loan milta hai, interest bilkul zero! 3 saal mein qiston mein wapas kar do.”

Q5: “Konsay courses available hain?” 📋

A: 200+ courses available hain :

• 💻 IT & Digital: Web development, graphic design, digital marketing, freelancing, AI 

• 🔧 Technical: Electrician, plumber, mechanic, welding, solar installation 

• ✂️ Vocational: Tailoring, embroidery, beauty, handicrafts

• 🌾 Agriculture: Dairy farming, poultry, organic farming 

Roman Urdu: “Har tarah ke courses hain. Jo dil kare wo seekho!”

Q6: “Training kitne din ki hoti hai?” ⏱️

A: Training duration:

• ⏳ 3 se 6 months (course ke according) 

• 📅 Har mahine naye batches start hote hain

• 🏫 Morning/evening shifts available

Roman Urdu: “Course ke according 3 ya 6 months lagte hain. Phir certificate mil jata hai.”

Q7: “Stipend milta hai kya? Kitna?” 💵

A: Haan! Stipend milta hai:

• 💰 Rs. 5,000 – 10,000 per month 

• 📆 Har mahine milta hai (attendance ke according)

• 💳 Bank account mein transfer ho jata hai

Roman Urdu: “Haan bhai, parhai ke sath sath paise bhi milte hain! 5 se 10 hazar har mahine.”

Q8: “Certificate kiska milta hai? Valid hai?” 🎓

A: Certificate details:

• ✅ NAVTTC recognized certificate milta hai 

• ✅ Government jobs ke liye valid

• ✅ Private sector mein valid

• ✅ Kuch courses internationally recognized

Roman Urdu: “NAVTTC ka certificate milta hai jo poore Pakistan mein valid hai. Government job ke liye bhi kaam aata hai.”

Q9: “Kya women apply kar sakti hain?” 👩

A: Haan bilkul! Women ke liye:

• 👩‍🦰 Special quota hai 

• 🏠 Ghar se kaam karne wale courses (embroidery, tailoring, etc.)

• 💻 Online courses bhi hain

• 🚌 Transport facility kuch centers mein

Roman Urdu: “Auraton ke liye special seats hain. Ghar bethay kaam karne wale courses bhi hain. Zaroor apply karo!”

Q10: “KPK walo ke liye alag program hai?” 🏔️

A: Haan! KPK government ka Ehsaas Hunar Program alag hai:

• 💰 Rs. 4 billion fund 

• 🏦 Bank of Khyber se loan 

• 👥 35,000 youth ko loan 

• 🎓 TEVTA KPK ke through training

• 📍 Apply: TEVTA offices ya Bank of Khyber branches 

Q11: “Loan lene ke liye kya zaroorat hai?” 📝

A: Loan ke liye chahiye:

• ✅ Skill certificate (TEVTA/NAVTTC) 

• ✅ CNIC

• ✅ Age 18-40 

• ✅ Business plan

• ✅ Domicile (for KPK program) 

Roman Urdu: “Pehle course karo, certificate lo, phir business plan bana kar bank jao. Loan mil jaye ga.”

Q12: “Kya online courses bhi hain?” 💻

A: Haan! Online courses bhi available hain:

• 💻 Digital skills (web dev, graphic design, digital marketing)

• 📱 Freelancing courses

• 🏠 Ghar bethay seekho

• 🎓 Online certificate

• 💵 Stipend bhi milta hai 

Q13: “Application ke baad kitne din mein jawab aata hai?” ⏳

A: Timeline:

• 📨 Shortlisting: 2-4 weeks

• 📞 Interview call: 1-2 weeks after shortlisting

• ✅ Final selection: 1 month total

• 📱 SMS aur email dono se inform karein ge 

Q14: “Kya multiple courses apply kar sakte hain?” 🔄

A: Haan, multiple courses apply kar sakte ho, lekin:

• 🎯 Ek time par sirf ek course mile ga 

• ✅ Pehla course complete karo

• 👉 Phir doosra apply kar sakte ho

Q15: “Job placement guaranteed hai?” 💼

A: Guaranteed nahi, lekin strong support hai:

• 🤝 Industry partnerships 

• 🏢 Internship opportunities 

• 📋 Job placement assistance

• 👔 On-job training programs 

• 🌍 Overseas employment cell 

Roman Urdu: “Job guaranteed nahi, lekin help bohat milti hai. Industry partners ready hain skilled youth ko lene ke liye.”

🏁 FINAL SUMMARY – Your Action Plan 📋

🎯 Step-by-Step Summary:

📞 Quick Reference – Helpline & Websites:

🌟 Pro Tips:

✅ Jaldi apply karo – seats limited hain
✅ Documents ready rakhlo – CNIC, certificates, photos
✅ Mobile apne naam par – SMS confirm ke liye zaroori 
✅ Course carefully choose karo – jis mein interest ho
✅ Business plan pehle se sochlo – loan ke liye ready rahega
✅ Agents se bacho – apply karna free hai

🎯 Final Advice from Stylevinehub

Roman Urdu: “Dosto, Ehsaas Hunar Program ek golden opportunity hai har us nojawan ke liye jo apne paon mein khara hona chahta hai. Free mein skill seekho, sath mein stipend pao, certificate hasil karo, aur phir interest-free loan le kar apna business shuru karo.

Yaad rakho:

• 🆓 Sab kuch free hai – kisi agent ko paise mat dena

• 💪 Mehnat karo – skill seekhna hai to dil laga kar seekho

• 🎯 Goal set karo – socho kya banana chahte ho

• 🚀 Action lo – aaj hi apply karo!

Yeh program sirf ek mauka nahi, aapki zindagi badalne ka zariya hai. Ayesha ki tarah boutique kholo, Bilal ki tarah abroad jao, Sana ki tarah dollar kamao, ya Rashid ki tarah apna farm lagao.

Allah aapko kamiyabi de. Aaj hi apply karo aur apna mustaqbil sanwaro! 🇵🇰🚀✨